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Tag: flood damage

Water damage restoration

How to Restore Flood-Damaged Electronics

For many businesses, electronics play a central role in its operations. If a disaster occurs and ruins your electronics, it not only hinders your business from functioning, but it may also cause you to permanently lose your records. Such records are essential to your business and its function, so it's important to do what you can to have your electronics repaired after they have been damaged. If you act quickly enough, it's possible to save information stored on your electronics, thus allowing your business to be back up and running faster. When there's flood damage in your business, your electronics can suffer from various types of damage. It is important to understand the different types of water and the different types of damage when tending to water damage concerning your electro...
Is Flood Insurance Included in Homeowner’s Insurance?
Water damage restoration

Is Flood Insurance Included in Homeowner’s Insurance?

Other than property fires, experiencing a flood can be one of the most stressful problems for home owners. All porous materials, including wood, drywall, and fabrics will quickly sustain permanent damage if they are not treated by a flood cleanup professional. In addition, your contents can also become ruined without treatment. Although water damage restoration services are essential and will save money in replacement costs, they are not cheap. Thankfully, many insurance company policies will cover the damage restoration costs, depending on the owner’s policy. But unfortunately, flood insurance must be purchased in addition to the standard plan. Ultimately, to answer the question: is flood insurance included in homeowner’s insurance? No, it is not. What is Included in Flood Insurance ...
Water Damage and Insurance Companies: What you should know
Water damage cleanup

Water Damage and Insurance Companies: What you should know

Water damage within the home is a common occurrence and can be caused by a number of different factors from flooding and heavy storms to burst pipes and appliance leaks. Many cases of water damage are also accompanied by insurance claims but not all types of water damage are covered by homeowner’s insurance. Damages that are considered flood damage can only be covered by flood insurance which must be purchased separately. Even homeowner’s insurance policies will cover water damage a little differently depending on the exact terms of your policy. The following is a guide to dealing with insurance companies following water damage. Homeowner’s Insurance Homeowner’s insurance typically covers many types of water damage that is not considered flood damage. Insurance companies consider water d...