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Tag: homeowner’s insurance

What Homeowners Insurance Won’t Cover
Insurance Tips

What Homeowners Insurance Won’t Cover

Many homeowners feel a sense of comfort and security when they have homeowner’s insurance. While no one wants a disaster or another unfortunate event to occur to their property, they at least feel better knowing they have insurance to help them out in such a situation. However, not all homeowners understand their policy and know what coverage it provides. This can make property damage especially troublesome, because you may not have the means to resolve the issue without insurance. That said, it’s imperative that homeowners know what is and is not included within standard homeowners’ insurance so you and your home can be properly protected in case of any disasters or emergencies. That way you can get any additional coverage that is necessary for you and your home. Continue reading to...
Does Homeowner’s Insurance Cover Water Damage?
Water damage restoration

Does Homeowner’s Insurance Cover Water Damage?

So you’re dealing with water damage – the last thing you need to add to your growing laundry list of weekly tasks. The first questions that come to mind are “can this be covered under my homeowner’s insurance policy?” and “if it isn’t how much is this going to cost me?” Then the influx of questions start rushing in about how soon can this be fixed and which water damage restoration company to choose. But first things first. There are different situations in which water damage is covered under homeowners insurance policies. So the answer to your question would really be that it depends. Factors including the source, location, and type of water damage will play a big role in the type of coverage, if at all. Homeowner’s Insurance and Water Damage Back then, homeowner’s submitted claims f...