Tag: insurance claims

Water damage within the home is a common occurrence and can be caused by a number of different factors from flooding and heavy storms to burst pipes and appliance leaks. Many cases of water damage are also accompanied by insurance claims but not all types of water damage are covered by homeowner’s insurance. Damages that are considered flood damage can only be covered by flood insurance which must be purchased separately. Even homeowner’s insurance policies will cover water damage a little differently depending on the exact terms of your policy. The following is a guide to dealing with insurance companies following water damage. Homeowner’s Insurance Homeowner’s insurance typically covers many types of water damage that is not considered flood damage. Insurance companies consider water d...